There goes Frank sticking his nose into the technical jungle with medical metaphors. Check back with us in 4 hours Frank. Or check with your doctor.:rofl
MoTeC – the 300M is good material. My only thought is the weak-link theory. If you utilize larger rear tires capable of absorbing more torque and you transmit the (higher) engine torque to these the rear wheels through improved capably half shafts, if something is to fail, it will likely occur in the transaxle. Which could be expensive to fix or beef up. The lesser strength (if it is necessary) OE half shafts might provide a mechanical fuse to protect the more expensive-to-fix transaxle.
I agree with your thoughts on just cleaning up the pinion teeth edges, installing a new bearing and putting it back together. Although I had to chuckle at the statement “If the problem intensifies later, there will be audible cues prior to a total failure of the surface, and we'll address it then by tearing it down, and rebuilding it.” Maybe. But Mark’s final build engine will be so loud as to defeat this audible transaxle warning indication. :lol
And I am sure you are aware you do not need to go to Ford or Ricaro to get a replacement bearing for the transaxle. Probably no printed OE P/N available anyway as the transaxle assemblies are not “serviceable”. Just go to a bearing house with the removed bearing in hand…