The big question is how much will you be driving it. Is it a collector car (100 miles or less per year), 1000 miles per year car, or your daily driver. I reside in WPB, FL. and I was quoted on three cars as being driven less than 500-1000 miles per year per car with agreed upon value should they be wrecked or destroyed. Hagerty was $9,000 per year and I got insurance through an office (insurance firm) that works thru Barrett-Jackson and it's 2/3 less per year than Hagerty. Make sure it's agreed upon insurance value of the car. Total car value on my three cars is $380K+-, insurance should be right around 1% if they are collector cars..