I had a small stone chip in my 2001 Tahoe, repaired it, fine.
I had a small stone chip on our 2004 Cayenne S, repaired it, bugged me still, replaced the windshield later.
State Farm pays for the cost of repair, which is small, so you can always try that, done at a local shop while you wait, and then decide if it is suitable.
I've heard that sometimes with windshield replacement, it's not always as good as factory. In fact, on the Cayenne, I had them reseal it later since we heard wind noise. It's fine now.