Hi Mamzer,
I'd love to sell you a transaxle cooler but frankly it's not going to do anything to address the engine temps that you are experiencing in your everyday driving. There are, however, a few things that you may consider that will help. First, and perhaps the easiest is that you can have a tuner change the "on" temperature for your fans. When he fans kick on up front, you'll see the temps go down rapidly to somewhere around the 180 degree mark. To simulate the effect - which you likely already have, you can click the AC on. This will cause the fans to come on and you can see the effect on temperature. The trade-off is that you are increasing the duty cycle on the fans.... which I suppose is aboutthe only reason I can think of why Ford didn't program the cars this way from the beginning.
Second, you could consider an aftermarket exhaust such as the Accufab or the Heffner. Both of these eliminate the massive (55lb) muffler and permit more air flow arond the engine. Some owners here have indicated that they have seen immediate water temperature benefits after this change - but I'm a skeptic on this topic. I do, however, believe the engine bay temps are improved AND the ability for the car to cool more quickly once you're moving again is also improved.
You should consider a transaxler cooler if/when you begin to take more advantage of the HP of the motor. When the potential of the motor is taken advantage of, a lot of energy and heat is generated inside the transaxle. Ford Racing has become increasingly bolder in their recommendation for a transaxle cooler. In their newest catalog, they are recommending it BEFORE installation of any HP upgrades. Likely good advice - but not a solution for the symptoms you are seeing.