Ed,
ACV type policies are the standard in the industry. This is what you likely have on your daily drivers. Given the small, well established market for the GT and the fact the prices seem to be going up monthly, I see less risk with an ACV policy right now than an agreed value policy (unless you adjust the agreed value every couple of months). It seems like only yesterday $165k was sufficient to replace my car, now I doubt it could be replaced for less than $215k. Since the ACV policy was much, much less than the agreed value policy, it was a no brainer for me. I think some of the premium disparity may be attributed to the fact the insurers may be underrating the GT's value. Doesn't matter though, once they bind the policy for the agreed upon premium, it is a done deal.
